Loan and Credit For SME’s
Rikvin – your key partner for loans and working capital requirements
We are now an official partner of Funding Societies which is the largest SME digital financing platform in Southeast Asia that enables SMEs to get unsecured working capital loans, invoice financing and property backed loans, funded by retail, institutional investors as well as high-net-worth individuals.
Get quick loan approvals now. They are the first digital lenders with a Capital Market Services License and are backed by SoftBank Ventures Asia Corp. and Sequoia India amongst many others.
In 6 years, it has helped finance over 4 million business loans with over S$2 billion in funding. It was given the MAS FinTech Award in 2016, the Global SME Excellence Award at the United Nations’ ITU Telecom World in 2017, KPMG Fintech100 in 2018, Brands for Good in 2019, and in 2020 recognised by IDC as amongst the 5 fastest growing FinTechs in Singapore, won the Stevie® Award for Innovation in Technology, and named ASEAN Startup of the Year by Global Startup Awards.
Loan options
Up to
$100,000
FS Bolt
Lightning fast loans
- 2 mins application
- 2 hours approval
- As soon as 24 hours disbursement
- Suitable for all types of business entities
Up to
$3,000,000
Business Term Loan
Funds for working capital
- Unsecured business loans up to $1.5million
- Secured business loans up to $3million
- Tenor ranging from 1 – 12 months (renewable)
- Customizable to project / company requirements
Up to
$1,000,000
Invoice Financing
Unlock cash from your invoices
- Up to 80% of invoice value
- Up to 120 days tenor
- Pro-rated interest on daily basis
- Early repayment feature at no additional cost
Up to
$3,000,000
Property Loan
Access cash from your properties
- Up to 80% of the value of your property
- Pay interest only to ease business cash flow
- Available even for encumbered properties
- Applicable to all companies including start-ups
Eligibility
- Your company should be incorporated in Singapore
- Minimum of 30% local (Singaporeans/PR) shareholding
- All industries
Short term business loans made easy!
Lightning fast approval for business loans made easy with our partner Funding Societies.
