Rikvin Pte Ltd

Singapore Company Registration Specialists

  • WhatsApp Us+65 8699 8821
  • Get a Quote Now


  • Home
  • Services
    • Incorporation
    • Corporate Secretary
    • Taxation
    • Transfer Pricing
    • Accounting
    • Immigration
    • HR Outsourcing
    • Business Advisory & Support
    • Switch to Rikvin
  • Learn
    • Incorporation
    • Work Visas
    • Taxation
    • Accounting
    • Compliance
    • Resources
    • Blogs
    • Infographics
    • Industry Guides
    • FAQs
  • Tools
    • Company Name Check
    • SSIC Codes Search
    • AGM Calculator
    • Tax Calculators
    • Personal Tax Calculator
    • Corporate Tax Calculator
    • Global Tax Calculator
    • Work Visas
    • PEP Assessment
    • More Free Tools
  • About
  • Contact
You are here: Home / Blogs / Money Matters: 8 Ways to Raise Funding in Singapore

Money Matters: 8 Ways to Raise Funding in Singapore

Money Matters: 8 Ways to Raise Funding in Singapore

Inside the Content

  1. Why Do Firms Need to Raise Capital?
  2. What Are 8 Ways to Raise Funding in Singapore?
    1. Angel Investors
    2. Venture Capitalists
    3. Equity Crowdfunding
    4. Crowdfunding
    5. Donation-Based Crowdfunding
    6. Government Grants
    7. Bank Loans
    8. Incubators and Accelerators
    9. P2P Lending
  3. Raise Funding With Rikvin

What would you do with the funds you raise if you were a business owner?

We can easily think of a few things right off the bat – to buy new equipment, invest in new hires, upgrade the business, and keep it operational.

Money is the lifeblood of a business – and for good reason.

In this article, we discover the different ways companies can raise funding in Singapore!

Why Do Firms Need to Raise Capital?

Why must companies look for means to raise funds? The money raised can be used in different ways:

  • To grow the business
  • To take advantage of market opportunities
  • To invest in new products or services
  • To put plans into action

Related Read: Funding Options for Singapore Startups »


What Are 8 Ways to Raise Funding in Singapore?

Singapore is a business-friendly destination that makes business funding accessible for companies of all sizes. There are several known ways to raise funding in the city-state. Here are some of them:

Angel Investors

An angel investor is a private individual like a successful businessman who usually invests capital, business knowledge, and expertise.

They are also called seed investors and may receive a substantial stake in the business in return.

These investors typically work in networks to review proposals before deciding to invest. They may also offer mentoring and other business advice.

Venture Capitalists

Massive companies, government bodies, and high-net-worth (HNW) individuals may choose to establish venture capital firms for these reasons:

  • Business-friendly policies
  • Attractive tax incentives

They are also known as venture capitalists, professional investors who use venture capital funds to invest in early-stage companies with great potential. They may also do so when there is an initial public offering (IPO) or acquisition.

In exchange, they are offered a relatively hands-on position and, therefore, may offer more than just venture funding support. Mentorship, operational, and profitability advice may be provided.

   Find Funding   

Related Read: Top 23 Venture Capital Firms and Angel Investors in Singapore »

Equity Crowdfunding

Equity crowdfunding allows you to fund your business without incurring debt. You must find investors to contribute funds to your business in exchange for a financial stake in it or the sale of securities – hence the term ‘equity’.

In essence, you obtain small sums of money from a large number of private investors. It’s a suitable business capital method for startups and small and medium enterprises (SMEs).

Related Read: Everything to Know About Crowdfunding in Singapore »

Donation-Based Crowdfunding

Crowdfunding is slightly different than its equity counterpart. For example, crowdfunding platform Kickstarter does not offer equity or financial returns to its backers.

Instead, it is rewards-based, although there is no monetary guarantee. One similarity both funding methods share is that they both strive to serve those with massive potential but cannot get help from big players.

Government Grants

Singapore’s supportive government has implemented different grants to assist businesses financially. Some of these available grants are:

  • Startup SG Founder: It offers mentorship and a capital grant of S$50,000 to startups established by first-time entrepreneurs with innovative business ideas. These startups must also put in S$10,000 as a co-matching fund
  • Productivity Solutions Grant (PSG): This grant is designed for SMEs and offers them financial assistance to create new technologies and productivity solutions. Businesses can apply for grants for financial relief of up to 70% of costs for applicable products
  • Enterprise Development Grant (EDG): This grant supports Singapore companies’ growth and transformation through projects that help to enhance the business, innovate, or go overseas. It funds applicable project costs like software and equipment expenses
  • Energy Efficiency Grant (EEG): The EEG is specifically meant for retail, food manufacturing, and food services firms. It co-funds investments in more energy-efficient equipment in predetermined categories to help them manage increasing energy costs
  • Market Readiness Assistance Grant (MRA): The MRA grant helps SMEs obtain global enhancement to take their businesses overseas with monetary support for up to 70% of eligible costs per company per new market overseas

Related Read: 16 Singapore Start-Up Grants and Schemes »

Bank Loans

Banks tend to offer either a working capital loan or funding for businesses.

Here are the differences:

Working Capital Loan Funding
  • Finances a company’s daily operations
  • Not used to purchase long-term assets or investments
  • Used for paying salaries, accounts payable, and more
  • Involves sharing a business plan and valuation information
  • Involves sharing a project report depending on the type of loan

Incubators and Accelerators

An incubator is fundamentally different from an accelerator. An incubator is a funding system that partners with firms in the initial stage of development and want to take off.

It provides businesses with equipment, networks, and training. Incubators can also collaborate with Startup SG Accelerator which supports startup enablers and in-market programmes created.

On the other hand, an accelerator helps a business that is ready to start operating or wishes to make a big step by venturing into a different market or exploring an overseas presence.

P2P Lending

P2P platforms link the public to companies that require funding, similar to a marketplace. Public investors can loan funds to these companies and get returns dependent on interest rates when their loans are repaid.

Firms can choose this financing type if they are unable to get capital from the usual financial proxies. They may also receive a better interest rate than what the bank offers.

Raise Funding With Rikvin

We understand that fundraising efforts can be monumental for startups, SMEs, and even MNCs. Our consultancy services are aimed at helping you tap into our wide network of funding sources to get the capital you need.

FAQs

  • How can I raise money for my business without a loan?

  • You can do so in these ways:
    • Incubators and accelerators
    • Government grants
    • Donation-based crowdfunding
  • Why do companies raise funding?

  • They may do so for these reasons:
    • Business growth and expansion
    • To capture market opportunities
  • Which funding options are better for SMEs?

  • Donation-based crowdfunding, P2P lending, and government grants may be more accessible to smaller firms.

Leverage on our network of funding opportunities!

Let Rikvin help you get started on raising capital for your business today!

Access Capital

Rikvin Company Registration in Singapore
Rikvin Content

Rikvin’s content team includes in-house and freelance writers across the globe who contribute informative and trending articles to guide aspiring entrepreneurs in taking their business to the next level in Asia.

Fad or Future? Why Start a Food Tech Firm in Singapore
Tax Havens: Myths and Realities

Contact Us

  • Rikvin Pte. Ltd. is a part of InCorp Group. All data collected in Rikvin.com website are part of In.Corp Global’s Privacy terms and conditions.

  • This field is for validation purposes and should be left unchanged.

Learning Guide

  • Incorporating a Company in Singapore
  • Singapore Immigration and Work Visas
  • Singapore Taxation
  • Accounting Services
  • Singapore Business Infographics
  • Singapore Industry Guides

Latest Posts

  • Going Offshore: Cayman Islands Company Incorporation vs Setting Up a BVI Company
  • Why Engage a Corporate Secretarial Services Provider?
  • Singapore Tax Basics: A Must-Read Guide for Business Owners
  • Singapore Dividend Taxes: Everything You Need to Know
  • 2024 Singapore GST Rate Change Transitional Rules
InCorp GroupPrimeGlobal

Rikvin Pte Ltd

EA License No. 11C3030

36 Robinson Road,
#20-01 City House,
Singapore 068877

Company Registration

  • Company Incorporation
  • Subsidiary Registration
  • Branch Registration
  • Representative Office Registration
  • Offshore Company Registration

Immigration

  • Employment Pass Guide
  • ONE Pass Guide
  • Tech.Pass Guide
  • Singapore Work Visas
  • SG Immigration Options

Taxation

  • Corporate Tax Guide
  • Personal Tax Guide
  • Tax Filing Calendar
  • Singapore GST Guide
  • Transfer Pricing

Resources

  • Infographics
  • FAQs
  • Singapore Company Name Check
  • Income Tax Calculator
  • Incorporate Now

© 2025 Rikvin Pte Ltd (UEN 200708442E) An InCorp Group Company. All Rights Reserved.

Terms of Use | Privacy Policy

Sitemap | Terms of Use | Privacy Policy

© 2025 Rikvin Pte Ltd. UEN: 200708442E · All Rights Reserved.